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Messages - Califoilia

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1261
SUP General / Re: Has anyone else experienced an increase in SUP hate?
« on: October 11, 2015, 05:53:48 PM »
No one says a thing because my sup is smaller than my their prone surfboard and a  few of the proners have even said to me that they wish they could do both when they see me rip it up at high tide on my tiny sup.  Peace out!!
^^^Yep, this.^^^ 

Having a 7'8" SUP in the lineup certainly doesn't hurt things being out there.  In fact, even gets some compliments, and curious questions, and can be a nice conversations starter with the surfers....or at least an easy "get that big board outta here" nonsense defuser. :D

1262
SUP General / Re: I ran over a young lady today.
« on: October 11, 2015, 05:46:57 PM »
Zoo, from what you wrote, it sounded as though you were doing what I would call "shadowing" the surfer (intentional or not), who then turned to paddle for a wave, and because of your position, you were unable to stop, and ran her over. 

If that's not what happened then I apologize for reading it wrong, but that is one of the things that bothers me....as I'm waiting for, or slowly paddling into position for a wave, then turn to start paddling for it....and suddenly there's someone directly inside of me that I'm now either trying to paddle around, or simply have stop, and let the wave go by to prevent running into them.

Whether someone is paddling out directly into/through the take off zone (which is just about everywhere with SUPs now), or if they're simply paddling across it going somewhere else, they really need to be more aware to those in the water around them, and anticipate/expect someone to suddenly turn towards the beach, and start paddling for it, whether prone or standing. If they cannot stop from running over this person paddling for a wave, then I'd say they're paddling out or across in the wrong position....but again, that's JMO, your's and others' may differ.

1263
SUP General / Re: I ran over a young lady today.
« on: October 11, 2015, 02:04:48 PM »
Sometimes surfers don't make the best decisions. Hope no one got hurt.
Don't think that's really reserved to just "surfers" out there in the water.

Not understanding why someone is paddling across, and inside of another person in the water, that a sudden turn, and paddle for a wave (there or not)....has everyone all tangled up.

Paddle on the outside, or far enough inside that you're not getting in someone's way paddling for a wave....surfer or SUPer.

Very preventable incident IMO. 

1264
SUP General / Re: Has anyone else experienced an increase in SUP hate?
« on: October 11, 2015, 10:52:53 AM »
No, not an increase....except maybe from myself, at the increase of baffoons that it seems are showing up in the lineup (if you can even call it that with many SUSers nowadays) more and more....who apparently think that since they're here now, that all the waves belong to them, because tomorrow they won't be here, so they need to catch as many as they can for the day or two they've managed to make it down.

TallDude expresses it perfectly in his signature...."No No please.... this wave is yours.... by all means.. I understand you don't have a lot of time.... Hey we're all friends here.... I guess it's now a party wave..

Just this week with all the folks in from all over for the Pacific Paddle Games in Doho this weekend, I can't tell you how many times I heard this in casual conversation on the beach, "We don't usually get waves like this we're I'm from, so it's nice being able to get as many as I can while we're here".....paraphrasing mind you, and not word for word, but close enough, and that kind of mind set is quite troublesome IMO.

This just happened to be a coincidence that the Games were in town when a decent swell showed up, but on a regular basis, as soon as the evening news broadcasts "a large swell coming to SoCal", we get every Tom, Dick, and Harry who thinks he's a "surfer" show up with their Costco board, or some giant overseas popout, knee paddling out thinking they're going to ride the big wave to brag to their buddies around the water cooler the next day at work.

I know that sounds selfish, and my wife always reprimands me that I should be more welcoming, and "share" what a great place we happen to live in.  Which I would be more than happy to do, "share" the place...IF I could only get these weekend warriors, or noob "swell chasers" to do the same....share!! 

Don't paddle for every friggin' wave you see on the horizon...don't paddle for a wave I let you have, miss it, and then immediately paddle for the next wave I'm now paddling for....don't paddle for a wave, ride it, paddle back out, and then turn for the very next wave coming through that you think you can make....when I'm already surfing a wave, don't attempt to drop in 100 feet in front of me thinking you have room, as I will catch you, and be on top of you much faster than you think....if I'm well away from you because I know the area, and turning for the wave I've been waiting a while for, please don't try to make a mad paddle over in an attempt to get on this wave, simply because it's the biggest wave you've seen all day, and I just happen to know where it's gonna be, because more than likely, you're going to screw both of us up, and neither of us are going make it.

Sup44, when I say "you" in the above, I'm not speaking to you personally, but rather those who might be new to the sport, and coming here to pick up some pointers as to how they might not want to act out in the water, and/or how they're actually perceived by others out there who surf in all conditions, and not just cherry-picking the good days, like they are as the "couple-time-a-yearers" thinking they're some sort of "Endless Summer" surf chasers.

So do I feel and "increase in SUP hate" from the proners?  No, surf with them kind of regularly depending on conditions, and if anything, feel as though we're getting a little more accepted/tolerated in and around them.   Do I feel an "increase in SUP hate" for some of the "swell chasing", "knee paddling", "haven't a clue out there" SUPers?  Yeah, I think that about covers it. 



1265
SUP General / Re: Only two stand up guys out!
« on: October 04, 2015, 10:40:28 AM »
Well of course no one dropped in on him, as he's doing the typical "SUPing with surfers" move.....heading in the opposite direction of the wave, off into no-man's, whitewater land to go play in the soup.

Doesn't look to be in any hurry to even try to get past that impending "section", to actually get to some "clean water" beyond it, and unless he's afraid to go "backside", I really don't see anything all that wonderful that he's "THE only person surfing in the shot"....as I'm not quite sure what kind of "surfing" he's actually gonna do. :-\

Maybe I'm just bitter not even being allowed out in an area like that where I surf.  Not that I'd really want to be with that many others (surfers or SUPers), but the fact that I couldn't even if I wanted to really bugs me.   >:(

1266
SUP General / Re: Come on Jouquin
« on: October 03, 2015, 09:47:56 AM »
Just great, after reading the thread title, I now can't stop humming this......

https://youtu.be/RXLHUThBib8?t=1m5s

....thank you very much. :o :-\ 

And if that don't mess up your day like it did mine....there's always this....you're welcome.  ;) ;D

1267
SUP General / Re: So Who's Selling Their Board?
« on: September 27, 2015, 10:05:41 PM »
That was funny; I laughed several times.  The criticism doesn't bother me a bit; who cares what the proners think?  Not me.
Yeah, this is basically how I read it.  Take it what a grain of salt, and the attempted humor, and pitifully bitterness that it was meant.

But who really gives a squat what that numbnuts thinks....  ::) ;D

1268
SUP General / So Who's Selling Their Board?
« on: September 25, 2015, 08:37:14 PM »
Sounds like a pretty good deal...... ;)

Gotta love the craigslist imagination.... ;D

Quote
BIC cross SUP Paddleboard surfboard Merrick - $750 (La Jolla)





© craigslist - Map data © OpenStreetMap
(google map)

condition: new
make / manufacturer: BIC
model name / number: super cross
size / dimensions: NaN

safety tips
prohibited items
product recalls
avoiding scams

Whats up everybody, I just bought a brand new SUP paddleboard because I wasn't able to learn how to surf on a traditional board, too much time and effort.
This board will allow you to surf without having to spend the time to learn to pop up, read waves, surf etiquette. Woohooo !!! just in time for summer!!

You can catch any wave on this thing and all the surfers will be jealous when they see you catching every wave. I usually wipeout on every wave, my board is so massive that I end up hitting at least 3 or 4 people in the face with my out of control behemoth. Its basically the perfect surf craft. A lot of surfers stare me down but i think its because they are just jealous.

Reason for sale is that I want to move to something smaller, probably a 12 foot 150 liter because I'm starting to need more power in my turns.

Im selling for only 750 is because there are a few dents from nailing a couple small children in the head, and a couple of surfers. Altogether about 3 or 4 collisions per session sooooo..I'd say a conservative 3 or 4 noticeable dents that have been professionally repaired at the naval yard.

Honestly, I did hit an elderly couple earlier in July, the man and passed away and left a small ding near the tail but otherwise barely noticeable.

And as a bonus the oar is included in the price.


Combining surf and touring design elements, the Bic Cross SUP Paddleboard packs the versatility to handle a wide variety of conditions and paddling environments. The keeled nose delivers excellent tracking and glide while the full rail- to- rail volume distribution provides a stable, dry ride in virtually any conditions. The large, flat deck provides a stable platform for yoga or worry-free cruising. Six deck attachment points allow you to secure your gear, and make transport a snap. If you are looking for one board for several different paddling environments, or for the whole family to share, the Cross is an excellent choice.
Key Features of Bic Cross SUP Paddleboard:

Keeled nose
Full rail-to-rail volume
Six attachment points
Flat deck
Full deck pad (Platinum version only)

Dimensions
Length 305cm
Length 305cm
Width 84cm
Thick 12.1cm
Weight 12.5kg
Volume L
Fin Center Touring 9''
Fin Side -
Fin Box ster
Shaper Removable
W 1ft/30cm nose 55cm
W 1ft/30cm tail 53cm

Cross
do NOT contact me with unsolicited services or offers
post id: 5239058643 posted: about 6 hours ago updated: about 4 hours ago email to friend ♥ best of [?]

1269
SUP General / Re: SUP and ski hybrid?
« on: September 22, 2015, 09:07:43 PM »
A) It sounded like a good idea at the time.
B) Hold my beer and watch this.
C) Like Scottish food it was based on a dare.
D) No, really....
(E) Just because you can, doesn't mean you should.

1270
Technique / Re: Takeoff with the foam
« on: September 20, 2015, 12:20:21 PM »
It's easy. It's just basic fundamentals really.

First, tell yourself that you ALWAYS fall off the back of your board taking off in broken whitewater. As the whitewater approaches, tell yourself, "lean forward, lean forward". Make sure your last paddle stroke before it hits is a strong one. Place all your weight on your front foot.

As you fall off the back of your board, tell yourself that next time you paddle for broken whitewater, really (no REALLY) lean forward.
That must really depend on the board, because I find myself sitting back on the tail, knowing the whitewater is going to try to shoot the board out from under me, and I'm trying to prevent that....kind of like "surfinj" is describing here, "I leaned back heavily on my paddle, in the water directly behind me, knees bent, almost sitting on the foam.  In that braced position I was easily able to deal with the sudden push from behind." 

If I try to put my weight forward, all it does is lift the tail, and want to throw me over forward, and if I do happen to stay on, I then really have to hustle to get the board on plan, up to speed to hopefully get ahead of, and out run the whitewater I'm attempting to take off in. 

1271
Technique / Re: Simmons adjustment tips
« on: September 20, 2015, 11:59:36 AM »
As was said, it really only takes about 6" on this board. I was really over reacting and once I got a bit more still, it felt great. The whole key to standing, paddling and surfing this board is smaller moves. But yeah that back foot has to move around a bit more than usual.

The bigger wave was a revelation, I can't wait for tomorrow. Trust the Force, Luke.
Yes, this is what I find with my Simmons inspired "Retro"....moving my 6'1"/200+ lbs, around too much on the 7'8"x30"x4-3/8" board (especially too far to the tail) just slowed things down way too much. 

As you said, "it really only takes about 6" on this board" to keep it in proper trim, keep the speed up....and I find the "back foot has to move around a bit more than usual" is more side-to-side to hang over whichever rail, instead of front to rear. 

Worrying about stepping all the back onto the kickpad, I find just puts too much weight rearward in my case on such a short/wide board, and stalls it just way too much, and then I'm really having to hustle to get it back on plan, and back up to speed fast enough to make the next section.

I guess it would be fine if I was trying to ride it like a longboard, but because of its short length, and my fat arse....going forward in any attempt to nose-ride, simply turns moving things forward into an almost instant "nose-dive" instead, and I'm going under with it.   :o :)

1272
SUP General / Re: Wayback Machine
« on: September 20, 2015, 09:47:13 AM »
My favorite SUP surfer on the nose of the tandem.
Zane?  Because I was guessing Zane, and Kai on the tandem....and the two Baxters in the trick tandem shot.

1273
Random / Re: Simple Retirement Plan
« on: September 18, 2015, 11:37:25 PM »
Buy and hold is better advice for the average investor than sell when the bottom falls out and buy when the market recovers. That's just deadly, and it's what most investors that look at their investments every day do. Assuming an investor does typical asset allocation balancing and buys reasonably well designed, low fee funds, they should see the market gain (and loss) for the markets they participate in. Bonds are mostly a way to counter stock volatility. when you're holding more bonds than stock it's because you can't handle much volatility at all.
PB, no one's talking about selling/closing any positions at the top, bottom or anywhere for that matter, none of us are that good to know when those times of the market exist....at least I'm not.   Let me put it this way....

Would you purchase a piece of "investment" real estate, and then employ that same "buy and hold" theory of investing by leaving it unoccupied, and not collect monthly "lease" money to generate income from someone while you own it? 

That's all I'm taking about on the most basic level...."selling" someone a monthly "lease with an option to buy", and you get to set the price, and the probability of that property reaching the price at which you'll have to sell it, in that set amount of time.

Worse thing that can happen if the price is above the price you set when the "lease" expires, is that you have to sell the property at that agreed upon higher price. Hooray!, you just made a bunch of money in a very short period time!!!  Isn't that what you wanted, the stock to go up, and in this case much faster than anyone ever imagined...that's a good thing, no? 

What if the stock is .50 cents less than your set price at the end of the month?  You still keep the stock, and you keep that "lease" money, and now get to set your sell price higher for next month (since your stock is now higher), and "sell" another "lease with an option to buy", and do it all over again.

What if bought at the wrong time, and the stock is $1 lower a month later?  If you sold the "lease" for more than that $1, you're still ahead, and haven't lost any money.  Where as, by employing the "buy and hold" strategy, you're already losing money, and I think that's the exact thing you said you didn't want to do.

Here's an example; two actual "investment" choices of the same stock at today's close.....

Choice #1 - "Buy" the stock for $68.44 and just "hold" it until who knows when.

Choice #` - "Buy" the stock for $68.44/share, and immediately sell a "lease with the option to buy" to someone, that says that if the stock is anywhere above $75...27 days from now (10/16/15), you will have to sell it to him for that $75.  For this, he'll pay you $1.20/share.  So basically, you're buying the stock for $67.24, instead of $68.44.

Which choice would you take?  (Not that it really matters for the example, but it's a well known Vegas casino that trades around 3-5 million shares per day, and has paid about $1 dividend each quarter over the past five years.)

Oh yes, and the probability of the stock being at or above $75/share 27 days from now is less than 22% at present....if that helps at all in the decision. 

That's why to me it makes perfect sense to "sell" something as often as I can, instead of leaving my "investment properties" just sit vacant with a simple "buy and hold" strategy....and not working for me on a monthly basis to earn me "income", plus still receiving whatever appreciation it will with the market.  But that might just be me.....  :)

1274
Random / Re: Ultra skiff 360.
« on: September 18, 2015, 02:28:32 PM »
It's been done already.....


 ;) ;D ;D

1275
Random / Re: Simple Retirement Plan
« on: September 18, 2015, 02:04:44 PM »

While over the past 80 years, the market did average a 7% return annually (6.7% to be exact), however, adjusting for inflation, it's less than 3% (2.9%).....in the past 30 years, it's been 8.1% (5.3% adjusted)....the last 20, 6.5% (4.1% adjusted)....the past 10, 4.9% (2.8% adjusted). 

The figure most people use for stock market growth over the last 200 years is 6.5%. That figure is the geometric (also called CAGR) total return, adjusted for inflation. Total return means dividends are reinvested. That figure comes from Jeremy Siegel's book Stock for the Long Run. I highly recommend it to anyone who wants to learn about investing. Total return for the past 80 years has been roughly the same.

The 4% rule-of-thumb that PB cited originally came from a study done by William Bengen in 1994. He calculated what the maximum draw-down someone could make and not run out of money for 30 years. He used historical market data to do his calculation. It is really important to understand the market conditions that existed in 1994 do not exist today (for one thing, bonds return maybe 2% nominal interest now, but used to return about 5%), and it assumes 30 year retirement period. You can read the original paper here: 4% Rule
Yes, I believe we're saying about the same thing....

That "when" we're looking back in time analyzing something, is far less important than "when" we project things will happen for us in the future in our lives...and is really far more important then even the "hows" or "whats" that we might use to get us there.

Looking back to "predict" the future is a noble venture, but IMO a "fools game" (is that not what most, if not all have said wrt the "scientist's" prediction?)  How many blow the roof off "investments" (name any market) 5 years ago, 10 years ago, 15, 20, 25 years ago, or some even in the last five years can you remember, that are now long gone....some to never be seen again, others scratching and clawing their way back up? 

How does looking at them help predict the future, other than realizing that other "investments" just like them will also come and go?  Yes, I understand sample sizes (number of years in the look back), and number of occurrences (how many "up" markets vs. "down" markets), smooth things out a bit....but most of us won't have 200, 80, 50, probably even 30 years to smooth out our portfolios.  So IMO, it makes little sense to use that far back to "predict" that far forward....

In reality, there is simply a 50/50 shot right now, at present....as to whether any "market/investment" will be up or down at some point in the future (excluding the fact that there's the slightest chance that it could remain exactly the same).  Sure, looking back at some large expanse of time, we can predict that it will have some slight curve into it, but that doesn't help us account for "when" we enter the fray, and where we are on any market cycle.

I'm sure you understand this Suppa, but I'm going to share this with those just starting to think about all of this. 

So, we have two retirees a couple years apart in age; we'll use "George" from PB's book, and his neighbor "Georgette".  Both worked side-by-side for years, have the same pension, SS, the same tax implications, their mortgages the same....IOW, same exact financial situation going into retirement, just at different times as to when they started drawing from their 401(k)'s.

George is a little older than Georgette, so he got to retire first, on July 1, 2000 having just turned 67....Georgette retired two years later on July 1, 2002 when she turned 67.  Both did so with the "4% annual return" in mind.

Fast forward to July 1 of this year (taking the recent little "correction" out of the equation), and George is sitting befuddled, cursing at whomever told him his account would earn 4% year over year, as it's now 15 years later for him, and he's earned a whooping 2.4% annually, and when adjusted for inflation it's a measly .18% annually....not 18 percent, that's "point 1-8 percent!!"

Georgette comes over while George is still has head in hands trying to figure out what happened.  He tells her what his finances now look like, and she can't believe it.   She tells him, "George, I think someone figured wrong or ripped you off.  Because I retired just two years after you, and I'm getting 6.7% (4.4% adjusted for inflation), and we both started with the exact same amount of money, and have stayed in the exact same investments."

Yes, a simple look at a 20 year stock chart will tell you why this is a very real scenario, even if it is fictitious.  But unfortunately, I've not found anyone who'll allow me to trade or "invest" off of that left side of the chart....no matter who many years I try to go back.

So which scenario is going to reflect your actual annual return "when" you retire, start withdrawing from your retirement account, and 15 years into the future, "George's" or "Georgette's"....especially now after today's cute little market action (down another 1.7% just from yesterday)

So Monday, is the market going to close up, down, or the same from today?  I can tell you I have zero clue as to the answer, but I can tell you I already know exactly what I'll be doing with it regardless of what it does; I'll be selling.....something...hell, I might not even own it yet, but I'll be selling it.  Because thankfully I was once told, "You never make any money until you sell something", and that is 96% indisputable and undeniably true (I'd say 100%, but there are guys much, much smarter than I am around these parts, so I need that "4%" wiggle room when they so me it is not ;) ;D)....and it's changed my future from almost the day I heard it (took a day or two to really sink in).

I know I sound like a broken record with that, but it absolutely amazes me, that what everyone understands about "buy and hold", maybe better "buy and hope" in every day-to-day life, most will completely miss when it comes to their stock market investing.  And it's not even something that should cost anyone a single solitary cent to do, but it will create additional income or growth to every account daily just sitting there for the taking.  Yet very few will do it, simply because they don't want to take the time to educate themselves about it...and I find that so sad.  :(

Much smarter people than I just brush it off as too time consuming ("But it's too much like work for me")....when in reality, it takes no more time than what anyone does now if they own a single stock or mutual fund, and look in on it more than just once a quarter (and if anyone is not looking in on their investments at least once a quarter, then they need to just get out of them now).

Anyway, just more long-winded ramblings, and rantings, sorry about that......back to your regularly scheduled programming.  :-\

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